x44 Terms and Conditions
Rules for Using Our Platform

These Terms and Conditions govern your use of the x44 platform, including all games, sports betting, deposits, withdrawals, bonuses and account management. Please read them carefully before registering or using any part of x44.

Last updated: January 2026

What These Terms Cover

A quick overview of the main areas covered in the x44 Terms and Conditions. The full details are in the sections below.

Account Eligibility

You must be at least 18 years of age to register and use x44. One account per person is permitted. Identity verification may be requested at any point during your use of the platform.

Bonus Rules

All bonuses on x44 come with wagering requirements and specific conditions. Bonus funds and winnings derived from bonus play are subject to the terms stated at the time the bonus is offered.

Deposits and Withdrawals

All transactions are processed in PKR. Supported methods include JazzCash, Easypaisa, Raast and bank transfer. Withdrawals are subject to verification and processing times outlined in these terms.

Fair Play

x44 games use certified random number generators. Any attempt to exploit software errors, use automated play tools or manipulate game outcomes is strictly prohibited and may result in account closure.

Responsible Gaming

x44 provides deposit limits, session time controls and cooling-off options. We expect all players to use the platform responsibly and within personal financial limits they are comfortable with.

Account Security

You are responsible for keeping your account login details confidential. x44 will never ask for your password. Report any suspected unauthorised access to your account to support immediately.

1. Acceptance of Terms

By accessing, registering for or using the x44 platform in any capacity, you confirm that you have read, understood and agreed to be bound by these Terms and Conditions in their entirety. This agreement is between you, the user, and x44 as the platform operator.

If you do not agree to any part of these terms, you must not use the x44 platform. Using any feature of the platform – including browsing the game lobby, placing a bet, making a deposit or interacting with live casino tables – constitutes your acceptance of these terms and all policies referenced within them.

These Terms and Conditions should be read alongside the x44 Privacy Policy and Responsible Gaming policy, both of which form part of the overall agreement between x44 and its users.

These terms apply to all users of x44 regardless of how they access the platform – browser, mobile app or any other method.

2. Eligibility

Use of the x44 platform is restricted to individuals who meet all of the following criteria:

  • Age: You must be at least 18 years of age. x44 does not knowingly allow any person under 18 to register or use the platform. If we have reason to believe an account holder is under 18, the account will be suspended pending identity verification and all funds may be withheld pending investigation.
  • Legal capacity: You must have the legal capacity to enter into a binding agreement under the laws applicable to you.
  • Personal use only: You must be using your account for personal entertainment purposes only, not on behalf of another person, business or organisation.
  • Not self-excluded: You must not have a currently active self-exclusion or cooling-off period in place on your x44 account.

x44 reserves the right to request identity documentation from any account holder at any time to confirm eligibility. Failure to provide satisfactory documentation when requested may result in account suspension and delays in processing withdrawal requests.

Registering on behalf of another person or allowing a third party to use your account is a breach of these terms and may result in permanent account closure.

3. Your Account

One Account Per Person

Each individual may hold only one active account on x44. If multiple accounts are detected for the same individual, all accounts may be suspended. Balances across duplicate accounts may be merged or forfeited depending on the circumstances. If you have accidentally created a second account, contact support immediately.

Account Registration

When creating your x44 account you are required to provide accurate and complete information. This includes your real name, a valid contact method and date of birth. Providing false information during registration is a breach of these terms and may result in account closure and forfeiture of funds.

Login Credentials and Security

You are solely responsible for keeping your account login credentials confidential. x44 will never contact you by any channel to request your password. If you suspect your account has been accessed by someone other than yourself, you should change your password immediately and contact the x44 support team.

x44 is not liable for any losses resulting from unauthorised access to your account where that access was made possible by your failure to keep your credentials secure.

Account Verification

x44 may require you to complete identity and payment method verification before processing withdrawals or if unusual account activity is detected. The verification process typically involves submitting a copy of a valid government-issued identity document and proof of the payment method used to deposit. All documents submitted are handled in accordance with our Privacy Policy.

Keeping your account information up to date, including your contact details, ensures that support can reach you promptly when needed.

4. Deposits and Withdrawals

Currency

All transactions on x44 are conducted in Pakistani Rupees (PKR). There is no currency conversion applied to deposits or withdrawals. The amount you deposit is the amount that appears in your x44 account balance.

Supported Payment Methods

x44 currently supports the following payment methods for both deposits and withdrawals:

  • JazzCash – Mobile wallet deposits reflect almost instantly.
  • Easypaisa – Instant mobile wallet deposits and withdrawals.
  • Raast – Instant interbank transfers via Pakistan's national payment system.
  • Bank Transfer – Standard transfers to and from Pakistani bank accounts.
  • Debit/Credit Cards – Visa and Mastercard where supported by your issuing bank.
  • Mobile Wallets – Other supported mobile wallet providers as listed in your account settings.

Deposits

Deposits made via JazzCash and Easypaisa are reflected in your x44 account balance within seconds of confirmation. Bank transfers and Raast settlements may take slightly longer depending on the sending institution. x44 does not charge fees on standard deposits, though your bank or wallet provider may apply their own charges.

Withdrawals

Withdrawal requests are subject to verification checks before processing. Standard withdrawal processing times are outlined in your account dashboard at the time of the request. x44 VIP Gold members and above benefit from priority withdrawal handling as a standard tier feature. Withdrawals will only be returned to a payment method previously used to deposit on your account, except where that method is no longer available, in which case additional verification will be required.

x44 reserves the right to delay or suspend a withdrawal if there are reasonable grounds to conduct additional verification checks on the account or the transaction. You will be notified promptly if this applies to your withdrawal request.

Attempting to withdraw using a payment method not previously associated with your account will require additional documentation and may extend processing times.

Minimum and Maximum Transactions

Minimum and maximum deposit and withdrawal amounts are displayed within your account dashboard and may vary by payment method. x44 reserves the right to update these limits with reasonable notice to users.

5. Bonuses and Promotions

x44 offers various bonuses and promotions to both new and existing account holders. All bonuses are subject to the specific terms stated at the time the bonus is offered, in addition to the general conditions in this section.

Wagering Requirements

Unless otherwise stated, bonus funds awarded on x44 must be wagered a specified number of times before they or any associated winnings can be withdrawn. The wagering requirement applicable to a specific bonus will be stated clearly when the bonus is offered. Wagering requirements must be met within the time window stated for that bonus; uncompleted requirements after the deadline will result in the bonus and any associated winnings being removed from your account.

Bonus Eligibility

Bonuses are offered to eligible accounts only. x44 reserves the right to determine eligibility at its discretion. Creating multiple accounts to claim the same bonus more than once, using third-party funds to meet wagering requirements, or any form of bonus abuse will result in the bonus being voided and may lead to account suspension.

Game Contributions

Not all games contribute equally toward meeting wagering requirements. Slot games typically contribute 100% of each wager, while live casino games and sports betting may contribute at a different rate. The contribution rate for each game category will be specified in the bonus terms at the time of the offer.

Always check the specific terms attached to each bonus before opting in. General bonus terms here apply where specific offer terms are silent on a particular point.

Promotion Validity

All promotions on x44 have a validity period. Bonuses not claimed or activated within the stated window will expire automatically. x44 reserves the right to withdraw, amend or extend promotions at any time with reasonable notice.

6. Gameplay and Betting

Game Outcomes

All games available on the x44 platform use certified random number generation (RNG) systems to determine outcomes. Game results are independent and not influenced by previous rounds or by the size of your bet. Theoretical return-to-player (RTP) figures for slot games are available within each game's information panel.

Sports Betting

Sports betting on x44 covers cricket (including PSL, T20 internationals and bilateral series), football, esports and other sporting events. Odds are subject to change before a bet is confirmed. Once a bet is placed and confirmed, the odds at the time of placement apply. x44 reserves the right to void bets in cases of obvious pricing errors or where a market has been suspended due to event circumstances.

Bet Settlement

Bets are settled according to the official result of the relevant event as published by the recognised governing body or official scorer. In the case of cricket, this means results as published by the relevant cricket board or ICC. If an event is abandoned or cancelled, bets will be settled according to the rules stated for that specific market at the time of placement.

Technical Faults

In the event of a technical fault during a game session – including disconnection, game crash or server error – x44 will use server-side records to determine the state of the game at the point of interruption. Where a game round was not fully completed at the time of the fault, x44 will take reasonable steps to resolve the situation fairly. Bets that have not been confirmed in the server logs at the time of the fault are not considered valid.

7. Fair Play and Prohibited Conduct

x44 is committed to maintaining a fair environment for all users. The following conduct is strictly prohibited on the platform:

  • Automated play: The use of bots, scripts, macros or any automated tools to play games or place bets is not permitted.
  • Exploitation of errors: If you become aware of a software bug or pricing error that could be exploited, you are required to report it to support immediately. Exploiting such errors for financial gain will result in account closure and forfeiture of winnings.
  • Collusion: Coordinating with other players to gain an unfair advantage in any game, particularly live casino or poker formats, is prohibited.
  • Fraud: Any form of fraudulent activity including use of stolen payment methods, identity fraud or deliberate chargebacks constitutes a serious breach of these terms and will be reported to relevant authorities.
  • Money laundering: x44 is not to be used as a vehicle for moving or disguising the proceeds of illegal activity. Transactions that appear inconsistent with normal gaming activity may be investigated and reported.
  • Manipulation of live sports events: Placing bets on events in which you have a direct influence on the outcome or using insider knowledge of match outcomes constitutes match fixing and is strictly prohibited.

Where x44 identifies or has reasonable grounds to suspect any of the above, it reserves the right to immediately suspend the account, withhold funds pending investigation and report the matter to relevant authorities.

Winnings generated through prohibited conduct are not valid and will not be paid out regardless of the account balance shown at the time.

8. VIP Programme

The x44 VIP programme is available to all registered account holders and operates across five tiers: Bronze, Silver, Gold, Platinum and Diamond. Tier progression is based on cumulative PKR wagered across all qualifying games and betting activity on the platform.

VIP points and tier status are linked to an individual account and cannot be transferred to another account. x44 reserves the right to adjust the VIP point system, tier thresholds, tier benefits and the overall structure of the programme with reasonable advance notice to participants.

VIP benefits including enhanced cashback rates, faster withdrawal processing and dedicated account management are subject to the account remaining in good standing. Accounts that breach these Terms and Conditions may have their VIP status suspended or revoked without prior notice.

Specific details about current tier thresholds and benefits are available on the VIP page within the platform and are updated when changes are made.

9. Responsible Gaming

x44 is an entertainment platform for adults. We believe that gaming should remain an enjoyable activity within limits that each player is comfortable with. If your gaming activity is causing financial stress, affecting your relationships or becoming difficult to control, we strongly encourage you to use the responsible gaming tools available on your account or to seek support.

Available Tools

  • Deposit Limits: Set daily, weekly or monthly limits on the amount you can deposit into your x44 account. Limits take effect immediately when set and can only be reduced immediately; increases require a waiting period.
  • Session Time Reminders: Enable notifications that remind you of how long your current session has been active.
  • Cooling-Off Period: Temporarily suspend access to your account for a defined period ranging from 24 hours to several weeks. During a cooling-off period you will not be able to log in, deposit or place bets.
  • Self-Exclusion: Request a longer-term suspension of your account if you feel you need an extended break from the platform.

All responsible gaming tools are accessible directly from your account settings without needing to contact customer support. If you have difficulty accessing these tools, the support team is available around the clock to assist.

x44 gaming is for adults aged 18 and above only. Keep gaming as entertainment. Set a budget before you start and never chase losses.

10. Privacy and Data

x44 collects and processes personal data in accordance with our Privacy Policy. By registering for an account, you consent to the collection and use of your personal data as described in that policy.

Personal data collected includes information provided during registration, identity verification documents, transaction records and activity data generated through your use of the platform. This data is used to operate your account, process transactions, conduct verification checks and comply with applicable obligations.

x44 does not sell personal data to third parties. Data may be shared with payment processors and verification service providers where necessary to operate the platform. For full details on data handling, retention and your rights, please refer to the Privacy Policy.

11. Limitation of Liability

x44 provides the platform on an "as available" basis. While we work to maintain consistent availability and performance, we do not guarantee uninterrupted access to the platform at all times. Scheduled maintenance, technical issues or circumstances outside our control may result in temporary unavailability.

x44's liability to you in connection with your use of the platform is limited to the amount of funds held in your account at the time of any claim. x44 is not liable for indirect losses, loss of profits, loss of opportunity or any consequential losses arising from your use of the platform.

x44 is not responsible for losses arising from your failure to follow these Terms and Conditions, from unauthorised access to your account resulting from your failure to keep login credentials secure, or from circumstances outside x44's reasonable control including payment system downtime, telecommunications failure or force majeure events.

12. Suspension and Account Closure

x44 reserves the right to suspend or permanently close any account where there is reasonable grounds to believe that:

  • The account holder has breached any provision of these Terms and Conditions.
  • The account is being used for fraudulent, abusive or illegal purposes.
  • The account holder has provided false information during registration or verification.
  • The account holder is under 18 years of age.
  • The account has been inactive for an extended period as defined in our inactive account policy.
  • Continued operation of the account poses a risk to the integrity of the platform or to other users.

Where an account is closed due to a breach of these terms, x44 may withhold the balance pending investigation. If the investigation concludes that the funds were generated through legitimate play and no breach is confirmed, any legitimate balance will be returned to the verified payment method on the account.

You may close your own account at any time by contacting the x44 support team. Any remaining balance at the time of voluntary closure will be returned to your verified payment method, subject to the standard withdrawal verification process.

13. Changes to These Terms

x44 reserves the right to update or amend these Terms and Conditions at any time. Where changes are material, we will provide reasonable advance notice through the platform or via your registered contact method before the changes take effect.

Continued use of the x44 platform after the effective date of any changes constitutes your acceptance of the updated terms. If you do not agree to the revised terms, you should stop using the platform and contact support to arrange closure of your account and return of any legitimate balance.

It is your responsibility to review these terms periodically. The date at the top of this page indicates when the terms were last updated.

14. Contact Us

If you have any questions about these Terms and Conditions or need clarification on any point, the x44 support team is available around the clock via live chat in your account dashboard or the mobile app.

For written enquiries you can reach us at:

[email protected]

Our support team responds to written enquiries on a continuous basis. For urgent account matters, live chat in the app will always be the fastest route to a resolution.

For matters relating to responsible gaming tools, account self-exclusion or cooling-off requests, please visit the Responsible Gaming page or contact support directly.

Create Your x44 Account Today

Now that you have reviewed the terms, get started with x44. Deposit in PKR via JazzCash or Easypaisa and enjoy hundreds of games, live casino tables and cricket betting from one platform.

18+ only. Play responsibly. Set a budget before you start.